letter before action
FOR CONSUMERS, A Letter Before Action from us is often enough to convince most debtors to pay outstanding debt
A Letter Before Action (LBA) is the starting point in the consumer debt recovery process;
- It sets out the Monetary Claim in simple terms and informs the debtor that you will take court action with additional costs if the debt is not paid within 30 days
- It is a court prerequisite to send an LBA to the debtor before issuing proceedings or recovery of your Court costs from the debtor may be forfeited
If after 30 days there has been no response and the debt remains unpaid, the next step is to issue a County Court to include statutory interest (8.00%) and costs.
We will not issue a court claim until you instruct us to do so.
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As with all the steps in the Stripes legal recovery process, you will be in control of what happens next. You can make those decisions and issue your instructions including any supporting documentation by using one of the following methods;